If you have comprehensive automobile insurance coverage, you are probably covered for broken windshields and other glass problems that can occur. This type of coverage generally takes care of any physical damage you your vehicle caused by incidences that do not involve another vehicle. It is optional coverage in most states and may or may not be worth having depending on how much your car is worth. If you do not have comprehensive coverage, and you have a broken windshield, you may have to pay out of pocket to have it fixed. However, for the sake of this article, let's assume that you have coverage. Comprehensive coverage is broken down into different types of coverage for fire, water, theft, etc. Each comes with a deductible that can be adjusted up or down. Glass coverage is included and usually comes without a deductible meaning if your windshield is damaged and needs to be replaced, the insurance company will usually pay the entire fee. To keep your insurance cost down, you can attach your own deductible, but this would mean that you would be responsible for as much as half of any glass replacement or repair costs. There are sites like 89glass.com and safelite.com that will provide you with instant online auto glass quotes. You just need to select the year and make of your car and then select the model, and you will get instant online auto glass quotes. You may also need to furnish personal details such as your contact number, address, etc. and glass type such as windshield, back glass, front door or back door glass. These sites and others will also provide answers to your insurance coverage questions so that you will know whether you are covered, and, if not, how much you will need to spend to replace or repair any glass on your automobile. You can also get free auto glass quotes by using the toll free numbers provided by the glass replacement companies. |
